Payment Solutions

Visual workflow editor enables creation of comprehensive payment processing strategies:

• Design end-to-end transaction flows from data input to system recording
• Configure business rules validation and compliance checks
• Enable seamless collaboration between business analysts and developers

Each step can be modified without rewriting the entire system, ensuring maximum flexibility.

Enhanced capabilities: Drag-and-drop process designer with pre-built payment templates. Visual rule engine allows non-technical users to modify payment logic, while version control ensures safe deployment of process changes.

Comprehensive multi-channel payment acceptance and intelligent routing:

• Support for online payments through websites and mobile applications
• Integration with POS terminals and third-party payment systems
• Alternative payment methods: e-wallets, QR codes, cryptocurrency payments

Platform automatically routes transactions based on business rules and regional requirements.

Enhanced capabilities: Smart routing algorithms optimize success rates and costs. Real-time failover ensures high availability, while dynamic routing adapts to provider performance and cost changes automatically.

Automated compliance and fraud prevention capabilities:

• Automatic KYC/AML verification processes
• Real-time payer credentials validation
• Advanced anti-fraud rules and machine learning detection

This reduces fraudulent transactions and ensures regulatory compliance across all operations.

Enhanced capabilities: Machine learning models continuously adapt to new fraud patterns. Risk scoring engines evaluate transactions in milliseconds, while configurable thresholds balance security with user experience.

Flexible integration with multiple payment service providers:

• REST/SOAP API connections for any PSP (Visa, Mastercard, PayPal, Stripe, etc.)
• Backup channel support for primary provider failures
• Custom gateway configuration capabilities

This approach provides businesses with flexibility and independence from single provider dependency.

Enhanced capabilities: Universal payment abstraction layer simplifies multi-provider management. Automated health monitoring switches to backup providers instantly, while load balancing optimizes transaction distribution.

Comprehensive confirmation and communication system:

• Automatic receipt and invoice generation
• Multi-channel notifications: push, email, and SMS for customers
• CRM integration for complete payment history tracking

Customers receive immediate confirmation while businesses maintain complete digital audit trails.

Enhanced capabilities: Customizable notification templates adapt to customer preferences. Real-time delivery tracking ensures message receipt, while integration APIs enable omnichannel communication orchestration.

Seamless integration with existing business systems:

• Automatic data recording in ERP and accounting systems
• BI system and reporting API support
• Loyalty platform integration for automatic bonus accrual

This eliminates manual data entry and errors, accelerating financial reporting processes.

Enhanced capabilities: Event-driven architecture ensures real-time data synchronization. Intelligent mapping handles data transformation between systems, while audit trails maintain complete transaction visibility.

Built-in dashboards provide comprehensive operational insights:

• Real-time transaction status and processing speed monitoring
• Channel-based payment conversion analysis
• Fee structure and commission volume tracking
• Incident management and declined transaction analysis

This enables proactive payment business management and optimization.

Enhanced capabilities: Predictive analytics identify potential issues before they impact customers. Customizable KPI dashboards provide role-based views, while automated alerting ensures immediate response to critical events.

Companies implementing Payment Solutions on NextGen typically achieve:

Important: This is an example of one possible Payment Solutions configuration. Low-code technology enables rapid adaptation of payment processes to specific business requirements, regulatory demands, and market conditions.